How to Spend Less in 2019 without Feeling Deprived As any financial expert will tell you, spending less is the surest way to boost your disposable income. With that extra money, you can pay off credit card debt, add to your retirement savings, or earmark funds for a fun vacation.
It sounds great. However, many people associate spending less with living with less. It doesn’t have to be that way.
Consider the following tips:
• Use coupons. This may seem like an obvious technique, yet few people do it. Did you know you can save up to 15% on groceries and household items by using coupons? Be a coupon hunter!
• Get on the email list of your favourite retailers. Yes, you’ll be inundated with emails. But, you’ll also get the heads-up on sales and other savings opportunities.
• Buy resale items on “buy and sell” websites. You may not know that this doesn’t necessarily mean buying used. Many people sell items on these sites, such as ski equipment, that they purchased but never used. Often the prices are just a fraction of the original price.
• Negotiate with service providers. Often, if you ask your internet, phone or gym provider for a better deal, they’ll give you options. After all, they want to keep you as a customer!
With these tips, you won’t feel the pinch, but you will notice the savings! You’ll be surprised to see how much can really